When it comes to planning for the future, writing a will is one of the most important steps you can take to protect your family and ensure your wishes are carried out. For Muslims, this process is not just a legal responsibility but a spiritual one, guided by the principles of Faraid (Islamic inheritance laws). Understanding how a will is split in Islam can help you make informed decisions and ensure your estate is distributed according to your faith.
In this blog, we’ll explore the key principles of Islamic inheritance, how assets are divided, and why creating a Sharia-compliant will is essential for every Muslim in the UK.
What Are Islamic Inheritance Laws (Faraid)?
Islamic inheritance laws are derived from the Quran and Sunnah, providing clear guidelines on how a deceased person’s estate should be distributed. These laws ensure fairness and justice, while also fulfilling the rights of family members beneficiaries.
The key principles of Faraid include:
✅ Fixed Shares: Specific portions of the estate are allocated to certain heirs, such as spouses, children, and parents.
✅ Priority to Close Family: Immediate family members are given priority over distant relatives.
✅ Charity (Sadaqah): A portion of the estate can be allocated to charitable causes, such as Zakat or Sadaqah Jariyah.
How Is a Will Split in Islam?
Under Faraid, the estate is divided into fixed shares, with each heir receiving a specific portion. Here’s a breakdown of how assets are typically distributed:
Spouses
Husband: If the deceased has children, the husband is entitled to 1/4 of the estate. If there are no children, he receives 1/2.
Wife: If the deceased has children, the wife is entitled to 1/8 of the estate. If there are no children, she receives 1/4.
Children
Sons: Sons typically receive twice the share of daughters. For example, if there is one son and one daughter, the son receives 2/3 of the estate, while the daughter receives 1/3.
Daughters: If there are only daughters, they collectively receive 2/3 of the estate. If there is only one daughter, she receives 1/2.
Parents
Father: If the deceased has children, the father receives 1/6 of the estate. If there are no children, he receives 1/3.
Mother: The mother receives 1/6 if the deceased has children or siblings. If there are no children or siblings, she receives 1/3. Siblings
Siblings inherit only if there are no children or parents. Brothers typically receive twice the share of sisters.
Charity
Up to 1/3 of the estate can be allocated to charitable causes, such as Sadaqah Jariyah or Zakat, provided it does not harm the rights of the heirs.
Why Is a Sharia-Compliant Will Important?
While Islamic inheritance laws provide clear guidelines, UK law does not automatically apply these rules. Without a valid will, your estate may be distributed according to UK intestacy laws, which could conflict with Islamic principles.
How We Can Help
While Islamic inheritance laws provide clear guidelines, UK law does not automatically apply these rules. Without a valid will, your estate may be distributed according to UK intestacy laws, which could conflict with Islamic principles.
This can lead to:
– Family disputes and broken relationships.
– Delays in accessing inheritance.
– Unintended distribution of wealth, contrary to your faith.
A Sharia-compliant will ensures your estate is distributed according to Islamic principles while remaining fully compliant with UK law. It also allows you to:
✅ Specify your wishes clearly.
✅ Allocate portions to charity (Sadaqah Jariyah).
✅ Minimise inheritance tax liabilities.
✅ Protect your family’s future.
Why Choose Us?
Islamic Expertise: Our solicitors are well-versed in Faraid and UK inheritance laws.
Holistic Approach: We offer additional services, such as inheritance tax planning and family wealth management.
Peace of Mind: Secure storage for your will and free updates whenever needed.
Take the First Step Today
Don’t leave your family’s future to chance. Create a Sharia-compliant will today and ensure your legacy is protected according to your faith.
